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Posted by on Sep 4, 2017 in Finance | 0 comments

When and how to apply for a tax rebate

When and how to apply for a tax rebate


Every adult pays taxes and is familiar with this procedure. Generally, your employer takes care of this aspect and deducts the tax directly from your pay. We know that the Government uses the money for important purposes including health, defense, education, road and railways, which means that we can consider it an “investment” beneficial for our needs as citizens of a country. The amount of money every person must pay depends on certain factors like the financial status, which includes your income, your savings and the properties you own. If you neglect your duty and you do not pay your taxes on time, you will receive penalties meaning that more money will add and you will find it more difficult to escape this vicious process. If you want to prevent this type of situation, you must pay attention at the due date. In case you are not able to pay the bill in time, you have the possibility to file a return as soon as you get the chance. These are basic information that everyone must acquire but did you know that you could claim a tax rebate?

Are you eligible for a tax rebate?

Before you proceed and apply for a tax rebate, you have to discover if you are a good candidate. You must inform yourself and pay attention to various important conditions. First, you have to calculate your income and the taxes you paid in the last year because the result will help you establish if you can make a claim. Secondly, you have to take into account several aspects that make you eligible, such as if you are a student that works at the same time in order to support himself, if you work part time or if your earnings are very low. These are fundamental reasons that give you the right to apply for a tax rebate.

When can you apply for a tax rebate?

After you found out what makes you eligible for a tax rebate, you probably wonder when you can take action. It is your right to have your taxes reduces when you find yourself in the following situations: if you recently became unemployed, if your job requires using part of your income for equipment or fuel, if you receive your income from another country or if you are on sick leave without payment. As soon as you experience one of the situations mentioned, you can immediately decide if you wish to apply for a tax rebate.

How to apply for a tax rebate

If you want to apply for a tax rebate, you need information about what happens next meaning the process and the steps involved.  As an unemployed person, you have the possibility to apply immediately or after several weeks, depending on certain factors. For instance, if you beneficiate from another way to support yourself during the unemployment, you can apply for a tax rebate after eight weeks. As a result, you will receive a cheque or if you are on sick leave, you will receive the money as soon as you return to work.

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Posted by on Aug 11, 2017 in Finance | 0 comments

Lessor’s risk only insurance – a short guide

Lessor’s risk only insurance – a short guide

Insurance represents quite a problem for each and every one that is interested in getting one and the reason is simple: there are many implications and details you should know about before purchasing a specific insurance service. Of course, there is a large variety of insurance services that you can opt out for, depending on your exact needs. For instance, lessor’s risk only insurance is used for buildings that are specifically built for leasing retail, warehouse services, offices or personal space for the use of a business. This type of insurance can come in handy when it comes to liability. Having your building assured against lawsuits in case of a lessee sustains your property from behind. Here are some characteristics of this kind of insurance:



You may not know what exactly a liability means. It can be described very easily by saying that s lessee’s property loss will raise a liability to another certain person regarding several kinds of issue they may have encountered. For example, damaging and destruction of the respective property, acts of vandalism or even theft are taken into consideration. Where you own a building that has any of the aforementioned purpose, insurance is extremely relevant, protecting you against claims for injuries. There are more sensible matters covered by the same type of insurance that are strictly related to nature calamities and problems such as pollution, earthquakes and so on.


There are limits that this type of insurance definitely has. You will be needed to choose a specific amount of money that will represent the coverage limit. This is the amount of money the insurance company will be able to pay for a onetime loss. If the coverage limit is eventually exceeded, the difference will be paid by you (you are using the insurance system so you will be forced to pay all the differences in budget that you’ll encounter). Usually, the limit for coverage is one million dollars as this way you will make sure no money will be paid extra.


Each and every insurance company has a unique policy that you’ll need to know about as a client. This type of insurance usually doesn’t work directly to people, but agents and brokers who are specialised in this field. Purchasing a lessor’s risk only insurance is not complicated exactly because brokers take care of it for you. Specialists are handling this with care and there’s no room for mistakes. Read carefully the policy of the insurance company you are choosing.

What to consider

You should know that for this type of insurance you need to lease out the respective building. Some policies may have their own way of dealing with covering buildings (either one single building, either multiple buildings). The most common type of lessor’s risk only insurance usually happens in a single location, for a single building. You will also need to make sure all your papers are in order and every employee or customer is listed in your documents.

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Posted by on Jun 16, 2017 in Finance | 0 comments

Most popular misconceptions people have on money transfer services

Most popular misconceptions people have on money transfer services


We live in a world of speed, where everything needs to happen fast and effortlessly. Searching for information, talking with other people across the globe or sending money overseas, all of them need to happen at high speed. Due to the numerous methods of money transfer services available, you can send money to another country in a matter of minutes only. But first, it is recommended you check transfer rates on reliable websites such as Below you will find the most popular myths that exist on money transfer services.

It’s a waste of time to compare costs and transfer rates

When it comes to sending money overseas, many people rush into choosing the first money transfer service they have in handy, without even doing some research to see whether or not that method is advantageous to them. The Internet brought many changes to people’s lives and most of them were for the better. One of the benefits the World Wide Web came with is that it provides you with countless websites where you can consult and compare the costs and rates of money transfer services available in your region and countrywide. To many people, this is nothing but a waste of time, but the truth is, if you want to transfer large sums of money for instance and you want to get the best deal possible, these sites can be of great help.

I do not have to pay anything to transfer money, regardless of the method I opt for

Many people are of the opinion that money transfer services are all completely free, when in fact this is not true. There are different methods available for money transfer services, this is for sure, but not all of them have the same terms and conditions. Some of these methods are free, while for others, you may have to pay an extra fee in order to be able to transfer money. The secret is to do detailed online research before you opt for a specific method, because this way you ensure it is the one that best matches your needs and interests.

If I don’t own a bank account, I cannot transfer money

Another false statement that many people believe it is true is that they are allowed to transfer money on the condition that they own a bank account. This is the most common excuse those who do not actually want to transfer money overseas make. Reliable and professional providers of money transfer services have a large micro-financing base. This means that they allow customers to perform even mobile money transfers, without having to worry about owning a bank account.

All things considered, these are some of the most common misconceptions related to money transfer services you too should stop believing. Do not forget that if you want to benefit from the best results when transferring money overseas, it is best you check reliable websites in order to compare the costs of these services and to pick the one that suits you best.


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Posted by on May 16, 2017 in Finance | 0 comments

What to look for when hiring a business accountant

What to look for when hiring a business accountant

Outsourcing accounting operations is far from being a difficult decision. By outsourcing your accounting function, you have more time for your precious company and you don’t have to pay a full-time employee. You reap benefits, but you have to make sure that the person you are working with can help you every step of the way. No matter if you need assistance or advice, it is advisable to search thoroughly in Oslo. What you need is the best candidate. So, what should you look for when hiring a business accountant? You will see that searching for a bookkeeper is not as simple as people think it is. Many aspects are taken into account. This is what to look for before you commit.



You shouldn’t hire just about anyone, but Regnskapsfører Oslo who is credible from a professional standpoint. Simply put, look for an accountant that has certification. The last thing you should do is hire someone who isn’t competent. A poor bookkeeper will destroy your fiscal health. So, instead of making money, your business will lose money. Ensure that the accountant you hire has undergone full training and they are certified by the Norsk RegnskapsStiftelse (Norwegian Accounting Standards Board). Don’t believe everything you hear. The best thing to do is ask the candidate a copy of their certification.

Industry experience

Since the accountant engages in business decisions, it is important for them to have industry awareness. It is not enough to be specialized in Regnskap Oslo. When keeping financial records, it is necessary to have a good understanding of the organization as well as the industry in which it activates. If the professional has no experience with your industry, they will not be able to help you make good decisions. Most accounting agencies offer niche service, so finding a match shouldn’t be a problem. If you will outsource your accounting function, outsource it to a Regnskapsbyrå Oslo that is informed about your industry.

Willingness to offer assistance

The entire reason why you are outsourcing accounting is that you don’t have skills in this area. Yet, this doesn’t mean that you don’t have to k now what is going on. You will want to understand how the process takes place and how your financial situation is being handled. But if the bookkeeper doesn’t have the willingness to explain things to you, you won’t learn anything. Interview until you find someone who is willing to explain the taxes and the law and who doesn’t speak jargon. After all, you are looking for a partner.


Of course, you need to be sure that the professional you are hiring will be dedicated to your business. You are looking to grow and you can’t climb up the career ladder without constant support.  As stated previously, you need a sort of partner, not an adviser. Don’t rush things. Take as much time as you need to find a committed bookkeeper. You are making an investment for your business and the investment has to give you an edge.

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Posted by on Apr 10, 2017 in Finance | 0 comments

Business travellers: you can claim travel tax rebate

Business travellers: you can claim travel tax rebate


No matter how easy technology makes it for people to connect, it is still necessary to travel for business interests. Sitting in an office and talking on the phone or staring at a screen is not the same thing as having a face-to-face talk. However, more often than not, employers refuse to pay for travel costs. It is no wonder that employees end up using their own car or pay their own airplane tickets. If your employer will not support travel expenses, do not despair. There is something you can do. If you have used your own money for travel, you can claim a travel tax rebate. To find out how you can claim your money back, keep reading this article.

Expenses you can claim tax relief from

If you travel for business, you have the opportunity to claim tax relief from the expenses you have made. Charges you can claim tax rebates on are

  • Public transportation costs
  • Parking fees
  • Food and drink
  • Hotel accommodation
  • Phone calls
  • Photocopying costs
  • Mileage and fuel costs

Case in point: let us look at mileage relief

Although the UK is not manufacturing as many vehicles as it used to, regular people still depend on cars for travelling. As a matter of fact, they are asked to use their vehicles for business purposes. As stated previously, employers do not always pay their expenses and if they do, they do not cover the entire amount. Employees have no other choice than to claim tax back on their mileage through the mileage allowance, which will cover all your expenses.

How to claim travel tax rebate

If you have used your own vehicle for business at any point, you are due money. Although it is a common practice for employees to use their own vehicles, this does not mean that they are the ones to support the expenses. Do not be one of those people who cannot be bothered. Get your money back. The way you claim taxes depends largely on the amount you are claiming. If you are claiming up to £2,500 in expenses, you can make the claim yourself. All you need is a self-assessment tax return form, which you can download from the Internet. On the other hand, if you are claiming a much larger sum, you will get a letter telling you what to do next.


When it comes to claims for tax purposes, the HM Revenue and Customs will not automatically grant you a rebate. You have to submit a claim. However, if you find that the paperwork and the regulations are too complicated for you, get the help of a professional tax back service. They will review your claim and send the claim over to the HMRC, having helped many people who have been driving for work purposes. There are no easy guidelines, so there is no way of simplifying the matter. With the help of a service of this kind, you are sure to get the maximum legal refund, which is what you deserve.

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Posted by on Apr 10, 2017 in Finance | 0 comments

The new Ford Fusion surprises with interesting features

The new Ford Fusion surprises with interesting features


It is very important to research a lot before buying a new car because this type of investment should last a long period. If you are a businessperson, things are even more complicated because you have to think very well about your needs. You have to go to different meetings and travel for business purposes, so you may need a powerful car, but also a comfortable one. Don’t forget that the car you drive will always say something about your personality, so you have to think about what your partners will say about your investment. However, the most important thing is to feel safe and confident while driving. Edmunds opinion on the 2017 Ford Fusion is great because its solid power is evident from the very beginning. But this is not everything because this vehicle has a beautiful interior and many new safety features.

Wonderful safety features

It is extremely important to understand that your next car should be very safe because this is probably the most important aspect that should matter. The great thing is that the 2017 Ford Fusion has many safety features that will immediately impress you. For example, you should know that the antilock disc brakes are working very well in any situation. In the past, this has been a great problem for many drivers, but now things are different. The traction and stability control are also offering you the chance to feel safer and trust your car as well as our driver skills. The airbags have been improved and they seem to be everywhere, in the front-seat side, front knee and side curtain.

Emergency crush notification and many other specs

Another great feature of this new model is also related to the safety. The emergency crush notification is functioning very quickly, meaning that in case of a great impact, it will call 911 if it will be paired with enjoy the blind-spot monitoring, driver drowsiness detection or even frontal collision warning. There are so many amazing features, so you shouldn’t ignore them if you want to feel safer. The government has awarded this model with five stars for its overall crush protection. This thing proves the fact that it is a very good car when it comes to safety and not only. The interior has an urban style and the high quality finishes are making everything look expensive. You will feel very comfortable while driving it because the surfaces are so smooth.




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